Здравейте, колеги,
Имам една моя темичка в забвение, в което си почива вече няколко години
. Реших да пусна актуална.
Преводач съм, като основно превеждам към английски език (BG -> EN). Превеждала съм от договори и фирмена документация до романи, журналистически материали и изобщо художествена литература. Изготвям и авторски материали на английски език, като имам опит и с оптимизация за търсачки. Пренаписвам материали, мога да ви спретна и прессъобщение (press release).
Работя с пейпал и по банков път.
Прилагам откъси от мои материали, за да се ориентирате какъв е стилът ми и съответно качеството.
Back to School Financial Tips
Going back to college after a long holiday can be a challenge, especially if you are short of money, and many students are. Here are some back to school financial tips to get you back on track in no time.
It is a good idea to prepare an inventory sheet with all the things you have for the new school year. This way you will know what else you need to buy and how much you will spend. If you have essentials like a desk lamp, storage bins, and trash can, these are things to bring along.
Obviously, you need to set a budget for the things you need to buy. If you are short of money, then you may want to go to а garage sale and buy used items. Set a reasonable budget and try to stick to it to avoid unnecessary expenses. About 30 percent of the money can go to back-to-school shopping and your hobbies, 20 percent toward your college savings, retirement accounts, and outstanding balances, and 50 percent toward essentials such as inventory, textbooks, books, and other school-related items.
………………
6 Steps to Reduce Your Debt to Thanksgiving
There are many benefits to dealing away with debt within a short period, the most important being less stress and more money to spend on leisure, groceries, and home improvement.
1. Create a Budget
It is a good idea to create a budget to find out where your hard-earned money is going. The first thing to do is to list your combined income, including wages and salaries, bonuses, commissions, rent, and other sources of additional income you may have. Then make a list of your ongoing expenses such as mortgage payments or rent, groceries, cleaning detergents and cosmetics, daycare, clothing, and utilities (gas, phone, internet, water, etc.) Compare your expenses and income to find out if you spend more than you can afford.
2. Cut Back on Some of Your Expenses
Now that you have a budget, it is time to discuss different ways to cut on some expenses and use the money to repay any outstanding balances. If you spend too much on dining, for example, think of preparing homemade meals for your family. There are other ways to save on monthly or ongoing expenses, and one is to save money on transportation. You can do this in different ways – sell your vehicle, use public transportation (e.g. subway, bus, train), car pool to work, etc. In addition, you can save on debt in at least several ways by consolidating student or consumer loans, refinancing, and transferring high-interest balances. There are automatic debt repayment plans as well.
Имам една моя темичка в забвение, в което си почива вече няколко години
. Реших да пусна актуална.Преводач съм, като основно превеждам към английски език (BG -> EN). Превеждала съм от договори и фирмена документация до романи, журналистически материали и изобщо художествена литература. Изготвям и авторски материали на английски език, като имам опит и с оптимизация за търсачки. Пренаписвам материали, мога да ви спретна и прессъобщение (press release).
Работя с пейпал и по банков път.
Прилагам откъси от мои материали, за да се ориентирате какъв е стилът ми и съответно качеството.
Back to School Financial Tips
Going back to college after a long holiday can be a challenge, especially if you are short of money, and many students are. Here are some back to school financial tips to get you back on track in no time.
- Prepare an Inventory Sheet
It is a good idea to prepare an inventory sheet with all the things you have for the new school year. This way you will know what else you need to buy and how much you will spend. If you have essentials like a desk lamp, storage bins, and trash can, these are things to bring along.
- Set a Budget and Stick to It
Obviously, you need to set a budget for the things you need to buy. If you are short of money, then you may want to go to а garage sale and buy used items. Set a reasonable budget and try to stick to it to avoid unnecessary expenses. About 30 percent of the money can go to back-to-school shopping and your hobbies, 20 percent toward your college savings, retirement accounts, and outstanding balances, and 50 percent toward essentials such as inventory, textbooks, books, and other school-related items.
………………
6 Steps to Reduce Your Debt to Thanksgiving
There are many benefits to dealing away with debt within a short period, the most important being less stress and more money to spend on leisure, groceries, and home improvement.
1. Create a Budget
It is a good idea to create a budget to find out where your hard-earned money is going. The first thing to do is to list your combined income, including wages and salaries, bonuses, commissions, rent, and other sources of additional income you may have. Then make a list of your ongoing expenses such as mortgage payments or rent, groceries, cleaning detergents and cosmetics, daycare, clothing, and utilities (gas, phone, internet, water, etc.) Compare your expenses and income to find out if you spend more than you can afford.
2. Cut Back on Some of Your Expenses
Now that you have a budget, it is time to discuss different ways to cut on some expenses and use the money to repay any outstanding balances. If you spend too much on dining, for example, think of preparing homemade meals for your family. There are other ways to save on monthly or ongoing expenses, and one is to save money on transportation. You can do this in different ways – sell your vehicle, use public transportation (e.g. subway, bus, train), car pool to work, etc. In addition, you can save on debt in at least several ways by consolidating student or consumer loans, refinancing, and transferring high-interest balances. There are automatic debt repayment plans as well.