Blinky, you are right, but the factors about the reality are a lot and they are all different.
World is changing, youngers are growing in a different environment. Their morality is different and in my opinion the first seven years are the most import. Even the first seven seconds are important("Did he felt the smell of garlic when he was born?"). Then the family, the environment and the friends in school...that is how an individual is formed. Too bad that people can't really be red in our life.
Our life is so commercial and there is no bad, the problem is that a lot of people don't understand the easier ways is to create a product or a service which will be useful for someone. Stealing or frauding is not the way!